Delivery Terms

Last updated: July 2026

Halo Advisory sells digital products only — there is no physical shipping involved in any purchase.

1. How delivery works

Once your payment is completed and independently verified with Flutterwave, your Product(s) are delivered in two ways:

Instant on-screen access: download links appear directly on the confirmation screen in your browser, immediately after verification.
Email backup copy: the same download links are also sent to the email address you provide at checkout, as a backup in case you close the browser tab.

2. Delivery time

Delivery is near-instant. Verification with Flutterwave typically completes within a few seconds of payment. In rare cases of a delayed verification response, delivery may take a few minutes; it will never take longer than 24 hours. If you haven't received access within 24 hours of a successful payment, contact us immediately.

3. Access to course material

For course Products, "delivery" means enablement of your access to the course content or downloadable course files, rather than a physical package. Access does not expire unless stated otherwise on the specific course page.

4. Problems with delivery

If your download link doesn't work, your file won't open, or you never received anything after a successful, verified payment, this is covered under our Refund & Return Policy — contact haloadvisory@outlook.com with your payment reference and we'll resolve it, either by resending your files or issuing a refund.

5. No physical shipping

No physical goods, packages, or courier deliveries are ever part of a Halo Advisory order. We do not collect shipping addresses, and any address shown in our footer is our registered business address, not a shipping origin.

See also our Terms & Conditions and Refund & Return Policy.